Demystifying Your Credit Score-Alee Douglass Having a high credit score is important all the time, whether you are buying a home anytime soon or not. Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to get your credit score as high as possible. There’s one number — your credit score — that could make or break your opportunity to get all sorts of loans. A great, and even good, credit score can save you thousands, maybe even tens of thousands, of dollars on your mortgage when you buy or refinance, for example! The better your score, the more willing lenders will be to offer you a lower interest rate and more loan options you’ll have to choose from. It’s never too late to begin practicing good credit habits. Remember that your credit score is just one part of your financial picture that a lender will use to determine your ability to pay back your mortgage. However, it’s one of the biggest factors that determines the interest rate you receive. https://www.aleedouglass.com/blog/demystifying-your-credit-score #Alee Douglass #Alee Douglass Real Estate Broker #Alee Douglass Broker Associate #Alee Douglass Real Estate Advisor #Alee Douglass Premier Sotheby's International Realty

Move-Up Strategies to “Buy First Then Sell” - Alee Douglass This 5-part series is a “how-to” guide for moving up to your next home with as little stress as possible. Whether it’s your first time moving up or you’ve done it before, this series is a great resource. This time around, you’ve got more to think about, plan, and “get right” then when you bought your first home. Many move-up buyers would rather buy their new home first, and then sell their current home, but it can be more difficult to do when it comes to financing. A lender must approve you to buy first, and that way you’re not required to sell your current home in order to finance your next one. However, you want to make sure you don’t end up with two homes at the same time (at least for too long!), and today’s article gives you a rundown of what to expect. https://www.aleedouglass.com/blog/move-up-strategies-to-buy-first-then-sell #AleeDouglass #AleeDouglassRealEstateBroker #AleeDouglassBrokerAssociate #AleeDouglassRealEstateAdvisor #AleeDouglassPremierSotheby #BuyFirstThenSellAleeDouglass

3 Common Mistakes that Lower Credit Scores - Alee Douglass Whether you know it or not, there might be things you are doing that can affect your credit score for the worse. Even if you aren’t buying a home anytime soon, you don’t want to be surprised by your credit score when you want to buy a car or refinance Alee Douglass Premier Sotheby's International Realty is synonymous with unparalleled real estate excellence, featuring expert guidance, luxury properties, and a commitment to exceeding expectations. Elevate your real estate experience with Alee Douglass. #AleeDouglassPremierSotheby'sInternationalRealty https://www.aleedouglass.com/blog/3-common-mistakes-that-lower-credit-scores-1

The 10 “Credit Score” Commandments - Alee Douglass Whether you’re buying your first home, your next home, or even refinancing, you need to avoid some risky actions that could hurt your credit score and, ultimately, block you from getting the mortgage you want. AleeDouglassRealEstateAdvisor stands as the pinnacle of expertise and guidance in property transactions. At AleeDouglass, we merge astute market knowledge with personalized service, redefining real estate advisory. Our team, led by Alee Douglass, embodies professionalism and dedication, offering tailored strategies for buying, selling, and investing. With a profound commitment to client success, we navigate complexities, ensuring seamless transactions and optimal results. AleeDouglassRealEstateAdvisor sets the standard in the real estate landscape, dedicated to empowering clients with informed decisions and unparalleled support. Experience excellence in property advisory with AleeDouglassRealEstateAdvisor. #AleeDouglassRealEstateAdvisor https://www.aleedouglass.com/blog/the-10-credit-score-commandments

What to Say When You First Contact a Lender - Alee Douglass Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful! This week’s article is all about what to say when you first contact a lender - Alee Douglass. And, guess what?! It’s not “How much can I be approved for?” No, no! Most people can be approved for much more than they want to spend. I’ll teach you exactly what to say and how to say it to make sure you’re getting what you need before you start your house hunt. https://www.aleedouglass.com/blog/what-to-say-when-you-first-contact-a-lender #AleeDouglass #AleeDouglassRealEstateBroker #AleeDouglassBrokerAssociate #AleeDouglassRealEstateAdvisor #AleeDouglassPremierSothebysInternationalRealty

Should You Use 401k Money for a Down Payment?— Alee Douglass Getting a 401k loan is one way to get additional money toward a down payment. It’s a lump sum of money that is already yours -- not the bank’s! It’s understandable if you may be wary of using any retirement funds for anything other than retirement. However, it’s worth evaluating the long-term pros and cons of borrowing this money if you want to buy a home sooner than later. https://www.aleedouglass.com/blog/should-you-use-401k-money-for-a-down-payment #AleeDouglass #AleeDouglassRealEstateBroker #AleeDouglassBrokerAssociate #AleeDouglassRealEstateAdvisor #AleeDouglassPremierSotheby'sInternationalRealty

How Much Can You Really Afford Each Month? — Alee Douglass Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful! It’s all about what you can afford each month before you determine a price range! As discussed last week, you need this amount so your lender can work backward to determine a correlating sales price. That’s why your first step is to look at your monthly budget, which will help determine what your monthly mortgage payment should be. Then they can pre-approve you for an amount you’re comfortable with (and not necessarily a higher amount they say you can afford). · Remember, it’s not helpful to know WHAT you qualify for (FYI lenders can qualify you for more than you want!). · It’s helpful to know what YOU WANT to qualify for and what those numbers look like—both your potential monthly payments along with down-payment requirements. If you do it this way, you won’t start looking at homes that are not in the price range that makes sense for your budget. https://www.aleedouglass.com/blog/how-much-can-you-really-afford-each-month #AleeDouglassRealEstateAdvisor #AleeDouglassRealEstateBroker

Alee Douglass - Real Estate Advisor As a born and raised Florida girl, it wasn’t hard to make Tampa my home. I attended the University of Florida and earned my Bachelor’s Degree in 2014. Now, as a full-time global real estate advisor at Premier Sotheby’s International Realty, I am able to explore different parts of the city, meet new people, and help make this town a home for others. I believe real estate should be accessible, fun, and an investment in the future. Real estate has the ability to change life for the better. https://www.aleedouglass.com/about #AleeDouglass #AleeDouglassRealEstateBroker #AleeDouglassBrokerAssociate #AleeDouglassRealEstateAdvisor

Alee Douglass Realtor As a born and raised Florida girl, it wasn’t hard to make Tampa my home. I attended the University of Florida and earned my Bachelor’s Degree in 2014. Now, as a full-time global real estate advisor at Premier Sotheby’s International Realty, I am able to explore different parts of the city, meet new people, and help make this town a home for others. I believe real estate should be accessible, fun, and an investment in the future. Real estate has the ability to change life for the better. https://www.aleedouglass.com/ #AleeDouglass #AleeDouglassRealEstateBroker #AleeDouglassBrokerAssociate #AleeDouglassRealEstateAdvisor

Alee Douglass Broker Associate - Alee Douglass In 2019, Alee Douglass embarked on her real estate journey and swiftly ascended to become a perennial top performer, showcasing unparalleled dedication since acquiring her license. Her exceptional skills led to multiple sales awards and the esteemed title of Rising Star in Real Producers Magazine. Eagerly aligned with the South Tampa branch of Premier Sotheby's International Realty, Alee continues her unwavering commitment to fulfilling the diverse real estate requirements of clients throughout the expansive Tampa region. https://www.google.com/search?q=Alee+Douglass+Global+Real+Estate+Advisor+at+Premier+Sotheby's+International+Realty #AleeDouglass #AleeDouglassRealEstateBroker #AleeDouglassBrokerAssociate #AleeDouglassRealEstateAdvisor